If you have an ‘internal locus of control’, then that means that you recognize just how responsible you are for the quality of your life and your accomplishments. Many people have a tendency to blame others, to blame circumstances, or to make excuses when things don’t go their way. Why aren’t you happy? It’s because you had a hard childhood! Why aren’t you rich? It’s because you weren’t born with a silver spoon in your mouth, or because you lost your job due to lay-offs.

Making excuses is easy but it doesn’t get anywhere. The reality is that people have dug themselves out of holes much deeper than the one you’re in right now – I don’t care who you are – and they have come out richer, happier and stronger.